SpreadScan / Blog / Crypto Exchange Fees: Maker vs Taker, VIP Levels & Full Comparison (2026)

Crypto Exchange Fees: Maker vs Taker, VIP Levels & Full Comparison (2026)

Complete crypto exchange fee comparison: maker, taker, VIP tiers, token discounts. Fee tables for Binance, Bybit, OKX, KuCoin, Gate.io and how to reduce trading costs.

27.04.2026 13:47

Trading fees are one of the biggest cost lines in arbitrage. At 200 trades per month with $3,000 each — total turnover is $600,000. At 0.10% fee, that's $600/month. At 0.08%, it's $480. A $120/month difference — $1,440/year — purely from choosing the right exchange or tier.

This article covers a complete fee comparison across major exchanges, with practical advice on reducing costs.


Maker vs Taker: The Core Difference

Taker — a trader who immediately fills a trade by "taking" liquidity from the order book. Uses market orders or limit orders that execute instantly.

Maker — a trader who adds liquidity by placing a limit order that sits in the book and waits to be filled.

Exchanges incentivize makers (they improve liquidity) with lower fees. Takers pay more.

For arbitrage: most strategies use market orders (taker) for guaranteed fills. Focus primarily on taker fees.


Fee Comparison — Standard Level

Exchange Maker Taker Token discount
Binance 0.10% 0.10% 0.075% with BNB
Bybit 0.10% 0.10%
OKX 0.08% 0.10% Discount with OKB
KuCoin 0.10% 0.10% Discount with KCS
Gate.io 0.20% 0.20% Discount with GT
MEXC 0% 0% (spot, active promo)
Kraken 0.16% 0.26%
HTX 0.20% 0.20% Discount with HT
Bitget 0.10% 0.10% Discount with BGB
Coinbase Advanced 0.40% 0.60%

Key takeaways:

  • Gate.io, HTX: 0.20% taker — 2× more expensive than Binance/Bybit. Adjust profitability thresholds accordingly
  • Kraken and Coinbase: expensive. Justified only for EUR/USD pairs or specific regulatory requirements
  • MEXC: zero fees during promotional periods — verify current status before trading

VIP Tiers and Volume Discounts

Binance VIP (30-day spot volume)

Level Volume Maker Taker
Regular < $1M 0.100% 0.100%
VIP1 ≥ $1M 0.090% 0.100%
VIP2 ≥ $5M 0.080% 0.100%
VIP3 ≥ $20M 0.070% 0.090%
VIP4 ≥ $100M 0.050% 0.070%

BNB discount applies on top: -25% at every level. VIP1 taker with BNB = 0.075%.

Bybit VIP

Level Volume (30D) Maker Taker
Regular < $1M 0.100% 0.100%
VIP1 ≥ $1M 0.080% 0.100%
VIP2 ≥ $5M 0.060% 0.090%
VIP3 ≥ $25M 0.040% 0.080%

OKX VIP

Level Volume (30D) Maker Taker
Regular < $1M 0.080% 0.100%
VIP1 ≥ $5M 0.070% 0.090%
VIP2 ≥ $10M 0.060% 0.080%

OKX's default 0.08% maker makes it favorable for limit-order strategies.


How to Reduce Trading Fees: Practical Methods

Method 1: Pay fees with native exchange token

Binance: paying fees in BNB gives a 25% discount.

Without BNB With BNB
0.100% taker 0.075% taker
Savings: 0.025% per trade

At $100,000/month volume — saves $25/month. At $1M — $250/month.

How to enable: Account Settings → Fee Settings → Use BNB.

Method 2: Limit orders instead of market orders

Maker fees are lower. Where speed isn't critical — use limit orders.

Example on Kraken:

  • Market order (taker): 0.26%
  • Limit order (maker): 0.16%
  • Savings: 0.10% per side = 0.20% per round-trip trade

For balance arbitrage where execution isn't urgent — this adds up.

Method 3: Referral program discount

Most exchanges offer a fee discount when using a referral code at registration. Typically 5–20% returned or discounted. A permanent discount requiring no volume.

Method 4: Concentrate volume on fewer exchanges

Splitting volume across 5 exchanges means standard fees everywhere. Concentrating on 2–3 exchanges accelerates VIP tier achievement.

Strategy: route primary volume through Binance + Bybit. At $1–5M/month, VIP1 becomes achievable.

Method 5: Maker strategy (advanced)

Placing limit orders in the book (maker) instead of market orders costs less. Some exchanges (OKX, Bybit) offer zero or negative (rebate) maker fees on select pairs.


Hidden Costs Often Overlooked

Withdrawal fees (flat)

Covered in the network withdrawal guide. For transfer-based arbitrage, these often matter more than trading fees at small position sizes.

Bid-Ask spread in the order book

Not the same as exchange fee — this is the gap between the best buy and sell price in the book. On liquid pairs (BTC, ETH): 0.01–0.05%. On thin pairs: up to 1–3%.

Bid-ask spread adds to trading fees. Always calculate total per-trade cost.

Slippage

Market orders fill at worse-than-displayed prices when order book depth is insufficient.


Exchange Selection by Fee Scenario

Scenario Best choice Reason
Standard arbitrage Binance + Bybit 0.10% taker, deep liquidity
With BNB on Binance Binance 0.075% taker
Limit orders OKX 0.08% maker by default
High volume ($1M+/month) Binance VIP1 0.09% or 0.06% with BNB
EUR pairs Kraken Best EUR liquidity despite 0.26%
Niche altcoins Gate.io But 0.20% — calculate carefully

Conclusion

Trading fees are a manageable cost. With the right exchange selection and available discounts, you can reduce costs by 20–40% without changing your strategy at all.

Core rules:

  • Binance + Bybit — standard choice at 0.10%
  • BNB on Binance — 25% savings
  • Concentrate volume for VIP status
  • Avoid Gate.io/Kraken/Coinbase for high-frequency arbitrage

Monitor spreads with fee calculation in SpreadScan →


Educational purposes only. Fees accurate at time of writing — verify current rates on exchange websites.


FAQ

What matters more for arbitrage — maker or taker fee? Taker, because arbitrage usually requires immediate execution with market orders. Maker fees matter if you use limit orders — for example in balance arbitrage without time pressure.

Is it worth holding BNB for Binance discounts? Yes, if you actively trade on Binance. At $50K/month volume the 25% fee discount saves $12.50. At $500K it saves $125. Weigh the BNB price risk against the savings.

How quickly can I reach VIP status? Most exchanges require $1–5M trading volume in 30 days for VIP1. For an active arbitrageur with $10,000+ capital, this is achievable in 1–2 months.

Can I combine BNB discount with VIP level? Yes — on Binance the discounts stack. VIP2 taker (0.08%) with BNB = 0.06%.

Are there exchanges with zero trading fees? MEXC periodically offers zero spot fees. But these promotions have time limits, and the exchange's lower liquidity may mean slippage offsets the fee savings.