Offer Agreement (Public Offer)

This document is published at: https://spreadscan.com/en/offer

1. General Provisions

1.1. Offer Acceptance. This document is a public offer (the "Offer") by IP Lonn Albert Dmitrievich, registered in the Russian Federation (OGRNIP: 326784700068928, INN: 784807162889), hereinafter referred to as the "Contractor", to enter into a Service Agreement on the terms and conditions set forth below.

1.2. Acceptance. In accordance with Article 437 of the Civil Code of the Russian Federation, this document constitutes a public offer. Acceptance (acceptance of the offer) is considered the moment the Customer makes payment for the Contractor's services.

1.3. Customer Status. The Customer is any individual or legal entity that has accepted this Offer. If the Customer is a consumer (using the service for personal needs), they are protected by consumer laws of their country of residence, including mandatory provisions that may apply even if different law is specified herein.

1.4. Effective Date. The date of conclusion of this Agreement is the date of crediting funds to the Contractor's account.

2. Subject of the Agreement

2.1. The Contractor undertakes to provide the Customer with paid access to the premium functionality of the website located at https://spreadscan.com (the "Site"), and the Customer undertakes to pay for this service.

2.2. The specific list of features included in Premium Access is determined by the selected tariff and published on the Site's pricing page.

2.3. This Agreement covers only the provision of access to digital content and services. Separate documents govern privacy, disclaimers, and general website rules, which are available on the Site and incorporated herein by reference.

3. Subscription and Payment Procedure

3.1. Service Period. The Service is provided for 1 (one) calendar month from the moment of activation of Premium Access. The moment of activation is the successful completion of payment and/or the Customer's first authorization in the Personal Account after purchase.

3.2. Automatic Renewal (Recurring Payments).

• 3.2.1. If the Customer does not cancel the Service before the end of the current paid period, this Agreement is considered extended for the next month on the same terms.
• 3.2.2. The Contractor undertakes to notify the Customer of the upcoming debit of funds for the new period no later than 3 (three) days before the debit date by sending an email to the address provided by the Customer during registration.
• 3.2.3. Consent to auto-renewal is given by the Customer by a separate active action (checking a box or clicking a button) when placing the subscription. Auto-renewal cannot be imposed by default.

3.3. Cancellation ("Click to Cancel").

• 3.3.1. The Customer has the right to cancel further auto-renewal at any time.
• 3.3.2. Method of cancellation: through the Personal Account interface ("Cancel Subscription" button) or by sending a written notice to the Contractor's email: support@spreadscan.com. The cancellation procedure is simple and clear and does not require phone calls or office visits.
• 3.3.3. Upon cancellation of auto-renewal, access to Premium functionality is maintained until the end of the already paid period. Payments for future periods are not made.

4. Refund Policy

4.1. General Right to Refuse (Consumer Rights). The Customer has the right to refuse performance of the Agreement at any time by paying the Contractor the actual expenses incurred in connection with the performance of obligations under this Agreement.

4.2. Recording the Start of Service Provision. The Parties acknowledge that the fact of the Customer's authorization in the Personal Account and/or opening of any page of the paid section of the Site after payment is an unconditional and sufficient proof of the start of service provision and its consumption by the Customer. This data is automatically recorded in the Contractor's server logs and serves as conclusive evidence.

4.3. Refund Within 14 Days (Cooling-Off Period — EU/UK Consumers).

4.3.1. If the Customer is a consumer in the European Union or United Kingdom, they have a statutory right to cancel within 14 days of purchase without giving any reason.

4.3.2. However, for digital content supplied immediately with the Consumer's consent, the right of withdrawal is lost once performance begins.

4.3.3. By checking the box "I agree to start the service immediately" at checkout, the Customer expressly requests that the Contractor begin providing the Service before the 14-day cooling-off period ends.

4.3.4. If the Customer withdraws within 14 days but our server logs confirm that the Service was accessed, the refund is calculated as follows:

• Refund Amount = Subscription Cost − (Cost of Days Used) − Payment Processor Fee
• Cost of Days Used = (Monthly Subscription Price ÷ 30) × Number of Days Access Was Used
• Payment Processor Fee is the actual non-refundable fee charged by the bank or payment partner for processing the original transaction.
• Example: Subscription cost $30, used 5 days, processor fee $2. Refund = $30 − ($30÷30 × 5) − $2 = $23.

4.3.5. If the Customer withdraws within 14 days and our server logs confirm that the Service was never accessed, a 100% refund is issued.

4.4. Refund After 14 Days. When refusing the Service after 14 days from the date of payment (for example, in the middle of the month) on the Customer's initiative, not related to service deficiencies, a refund for the unused days of the current paid period is not made, since the service is considered rendered in full by providing access to the platform for the entire period.

4.5. Refund for Poor Quality Service.

4.5.1. If the service is provided with deficiencies (inability to access the Site due to the Contractor's fault for a long time, non-compliance of functionality with the description), the Customer has the right to demand a proportionate reduction in price or a refund of the amount paid.

4.5.2. When satisfying a claim for a refund due to poor quality service, the payment processor fee is not deducted, since the deficiencies arose through the fault of the Contractor. The refund is made in the full amount paid (or in the agreed amount).

4.6. Refund for Failed Auto-Renewal. If the Customer did not disable auto-renewal and funds were debited for a new period, the Customer has the right to refuse the Service and demand a refund for the new period within 7 days from the date of such debit, under the terms provided for in clause 4.3 of this Agreement (proportionally to the time of use and less the payment system commission).

4.7. Refund Procedure.

• 4.7.1. To request a refund, the Customer sends an application to the Contractor's email: support@spreadscan.com. The application must include: full name, order/payment number, date of payment, reason for refund, and bank details for the transfer.
• 4.7.2. The Contractor verifies the circumstances (analysis of server logs) and makes a decision within 5 business days.
• 4.7.3. The refund is made within 10 (ten) calendar days from the date of receipt of the application to the same bank card or other method by which the payment was made.

5. Responsibility of the Parties

5.1. For non-performance or improper performance of obligations under this Agreement, the Parties shall be liable in accordance with the current legislation of the Russian Federation and international consumer protection laws applicable to the Customer.

5.2. The Contractor is not liable for the impossibility of using the Site for reasons beyond the Contractor's control (failures in the work of Internet providers, power outages, problems on the Customer's equipment side, etc.).

5.3. The Contractor is released from liability in the presence of force majeure circumstances.

6. Other Conditions

6.1. This Agreement enters into force from the moment of Acceptance and is valid until the termination of services at the initiative of either Party.

6.2. In all other respects not provided for by this Agreement, the Parties are guided by the legislation of the Russian Federation and, where applicable, the consumer protection laws of the Customer's country of residence.

6.3. If any provision of this Agreement is held invalid or unenforceable, the remaining provisions shall remain in full force and effect.

6.4. The Contractor has the right to unilaterally change the terms of this Offer by posting a new version on the Site. Changes come into force from the moment of publication.

7. Contractor Details and Contacts

Contractor:

IP Lonn Albert Dmitrievich

INN: 784807162889

OGRNIP/OGRN: 326784700068928

Contacts for inquiries, cancellations and refund requests:

Email: support@spreadscan.com